Dedicated, Experienced Montgomery Social Security Disability Attorney
Social Security Disability Insurance (SSDI or just SSD) is a government program that provides benefits to people who have become disabled and can no longer work. Like the name implies, SSDI is an insurance program, and your premiums are paid by you and your employer through the FICA withholdings on your paycheck. FICA stands for Federal Insurance Contributions Act, and for every dollar you earn, roughly 15 cents gets paid into Social Security for old age (retirement), survivor’s and disability benefits.
If SSDI is a type of insurance, and you have paid premiums every week you have ever worked for your entire life, why is it so hard to collect benefits when you need them? Sadly, the vast majority of claims for SSD are turned down by the Social Security Administration. Only people who have the tenacity to stick with the process and know how to navigate the system ever get the benefits they were entitled to all along. At the Dansby Law Firm in Montgomery, you will find a dedicated attorney who knows the system inside and out from working for five years as a Staff Attorney for Social Security, and spending more than 20 years after that helping applicants when their claims are denied.
What does it take to qualify for SSD?
When you apply for benefits, the government goes into a lengthy and complicated five-step process to decide your eligibility. This process includes evaluating your age, education, work history, skill levels, and your physical and medical condition to determine whether you qualify. In addition, Social Security has its own definition for what it means to be disabled, and it is very strict. Some facets of the definition include:
- You must either be permanently disabled from working, or your earning capacity has been significantly and permanently diminished
- You must demonstrate through medical certification either that your injury is permanent or that it is likely to last for at least a year or result in death
- You must have a qualifying history of earnings that includes how many years you have worked over your lifetime and also if you have worked in five of the past ten years and accumulated the required number of work credits during that period
The above factors merely help determine whether you are eligible to receive SSD benefits. Still more steps are required to determine what your actual benefits will be. This amount is based on how much you have paid into Social Security and what your average earnings are over your lifetime. An experienced Social Security attorney can help you understand what is involved in applying, qualifying and eventually receiving disability benefits.
Help is available in applying for benefits or fighting a denial
As many as two-thirds of all applications for SSD are initially denied. Increase the chances of being successful the first time around by enlisting the aid of qualified and experienced Montgomery disability benefits attorneys who have helped countless people like yourselves get the benefits they are entitled to. If your claim is denied, don’t give up. We can help you through the steps necessary to appeal and ultimately be successful on your claim. Call the Dansby Law Firm at 334-834-7001. There is no charge for your initial consultation, and we do not collect a fee unless and until we recover for you.